Compare the next pot with the amount still at risk
Before choosing Grow, compare the next stage’s pot increase with the displayed break risk on the current stage. A break removes the unbanked pot and resets the bank streak; Bank secures the current pot and advances the crystal. The stronger decision can change as the pot grows or the crystal modifier changes risk.
The first growth risks the current 100-point pot
Crystal 1 starts at Stage 1 with a 100-point pot and a 5% break risk. If Grow is safe, the pot advances to 180; if it breaks, the unbanked 100 is lost. Banking now locks 100 points with the first-bank ×1.00 multiplier, so the choice is +80 potential pot versus risking what is already held.
The central action is deciding when to stop
Each crystal presents a sequence of fixed pot values and stage-dependent break risk. You can take the current pot with Bank or accept the next risk with Grow; consecutive banks add 5% per prior bank up to 20%, while a break resets that streak.